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New bond applications

Further advance: 2nd, 3rd bond

Readvance: Borrow against the increase in value of your property

Building loans

Development loans

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National - all provinces
HOME LOAN APPLICATION

AGENCY :   CONSULTANT :  
SECTION A - IN WHOSE NAME WILL THE PROPERTY BE REGISTERED?
Individual *Joint & Several CC Trust Company  (Please tick appropriate Box)
*Are applicant members of the same household? 
If not individual give name to be registered in    
VAT Registration
Income Tax No.

If Company/Trust/CC has it been registered?

Registration No.
Type of Business
In which language do you prefer you correspondence? English Afrikaans 
SECTION B - PERSONAL DETAIL OF MAIN APPLICANT / DIRECTOR / MEMBER / TRUSTEE / PARTNER
Surname
Full Names Intials
Title Other (Specify) :
Date Of Birth Gender ID type
ID/Passport Nationality SA Other (specify)
  Country of perm res
Telephone (H) Code Number
Fax Code Number
Cell
Present Residential / business stree address
    (if different) Present postal address
Postal code Postal code
Present residential address Residential Status
Home language    Other (specify) Ethnic Group
Marital Status  Other (specify)
Dependents (excl. spouse)
SECTION B1 - BANKING / FINANCIAL DETAILS OF MAIN APPLICANT
Account type X Institution Branch Balance Acc. Holder Acc. no. Date
Opened (Nedbank only)
Cheque(1)
Cheque(2)
Mortage (1)
Mortage (2)
Vehicles
Trans/Savings
Credit Card
Other
X Please indicate the default account that the bank wil use.
SECTION B2 - EMPLOYMENT DETAILS OF MAIN APPLICANT
Occupational Status 
Employment Sector  other (specify)
Occupational level (employees only)
Source of Income  other (specify)
Name of present employer/own business (trading as) :
Address of present employer (physical address)   post code:
Present Occupation Since Present employment
Previous employer Years at previous employer
Company Tel No. Code Number
Fax Code Number Frequency of income
Do you belong to group scheme? If yes, state the name of the scheme
Will your employer allow payroll dedcution for this loan?
Have you been insolvent or placed under administration order ?
If yes, state date of rehabilitation
SECTION C - PURPOSE OF APPLICATION
O New Ordinary Loan B New Building Loan FAO Further Advanced Ordinary
FAB Further Advance - Building
First time home Loan If further advance - existing account number to be debited
Home loan to be cancelled Name of institution Account No.
Out standing balance
SECTION C1 - DETAIL OF LOAN / FURTHER LOAN APPLIED FOR
Bond to be Registered in Name of: Bank: Type of Loan:
Purchase price of property Date of purchase
**Amount of loan/further loan Current realistic market value (only take over or unbonded Property)
*Legal tranfer or bond registration costs
*Other amount (specify) Reason for futhre loan
Total loan amount required
Bond amount to be registered Term of loan Years
Indicate preferred initial rate option Other (specify)
Tearms of fixed rate (if applicable)
Installment frequency Day of month installment to be paid
Account to be paid by Other (specify)
Building loan only Contract price Building plan to be attached
Name of contractor  
Telephone Code  Number  Cell
* REFERE TO DECLARATION ON PAGE 4
** EXCLUDING COSTS OR ANY OTHER AMOUNTS
SECTION D - PROPERTY DESCRIPTION
Erf number / property description:  Size of land
Portion City Township/District
Street name & number :
Property to be occupied Self Tenants
Cluster / complex name
Flat number Unit Number
Exclusive use number Garage / parking bay number
Manage Agent Telephone no.
SECTION D1 - ASSESSMENT ARRANGEMENTS (who may the assessor contact to arrange a property assessment?)
Contact owner
Tel no. Code  Number  Cell
OR Agent
Tel no. Code  Number  Cell
SECTION D2 - DETAILS OF REGISTERED OWNER
Is this property registered in your name ?
IF "NO"
Full name of seller ID no. of seller
Seller's bond held at : Bank Branch
Bond account no. or Co, CC Trust reg. no.
Seller's date or birth
Transferring attorney Telephone Code Number
Bond attorney Telephone Code Number
SECTION E - INCOME / EXPENDITURE OF MAIN APPLICANT
Monthly income Self Montly expenditure  
Basic salary R Bond repayments / rental R
Housing subsidy R HP/Loans installments / Overdraft Interest R
Car allowance R Credit cards R
Average commission R Water & lights + Rates & Taxes R
Average overtime R Insurance Shortterms & Life R
Rental income R Petrol / Vehicle maintenance R
Other income (specify) R Clothing R
GROSS INCOME 0 Telephone R
Less :            Pension R Vehicle Installment R
                    Medical Aid R Food / grocery / liquor / cigarettes R
                    Tax R Domestic wages R
                    UIF R Entertainment / Sports / Subscritions R
  R Alimony / maintenance R
    Other (specify) R
  0   R
NET INCOME 0 Home loan installment/rent to be cancelled incl above R
SECTION F - DETAIL OF SPOUSE OR CO-APPLICANT(S) PARTNERS (REQUIRED EVEN IF SPOUSE IS NOT A CO-APPLICANT)
Surname First name
Type of identification
Income tax no. NationalitySA
Country of perm resi
Date of birth Marrital status
If married state whether
Number of dependents (excl. spouse)
Home telephone no. Code Number cell
Residential address
(if different from main applicant)
Postcode :
Residential status Owner Tenant Boarder Present residential address since
SECTION F1 - BENKING DETAIL OF SPOUSE OR CO-APPLICANT(S) / PARTNER
Account type X Institution Branch Balance Acc. Holder Acc. no.
Cheque
Mortage Loan
Fixed deposits
Trans/Savings
Credit Card
Other
X Please indicate the default account that the bank wil use.
SECTION F2 - EMPLOYMENT DETAIL OF SPOUSE OR CO-APPLICANT(S) /PARTNER
Occupational Status 
Employment Sector  other (specify)
Occupational level (employees only)
Employer Tel No. Code Number Cell
Source of Income  other (specify)
Name & address of present employer/own business
Postcode :
Present occupation Employee number
Present employment since
Previous employer Yers at previous employer
SECTION F3 - INCOME EXPENDITURE OF SPOUSE OR CO-APPLICANT(S)/PARTNER
Monthly income Self Montly expenditure  
Basic salary R Bond repayments / rental R
Housing subsidy R HP/Loans installments / Overdraft Interest R
Car allowance R Credit cards R
Average commission R Water & lights + Rates & Taxes R
Average overtime R Insurance Shortterms & Life R
Rental income R Petrol / Vehicle maintenance R
Other income (specify) R Clothing R
GROSS INCOME 0 Telephone R
Less :            Pension R Vehicle Installment R
                    Medical Aid R Food / grocery / liquor / cigarettes R
                    Tax R Domestic wages R
                    UIF R Entertainment / Sports / Subscritions R
  R Alimony / maintenance R
    Other (specify) R
  0   R
NET INCOME 0 Home loan installment/rent to be cancelled incl above R
SECTION G - ASSETS AND LIABILITIES (NEDBANK / STANDARD BANK ONLY)
Assets Liabilities
  Specify Value Main* Co App*
Fixed Property
 
Vehicles HP
 
Current Account
 
Investments
 
Other
 
  Specify Value Main* Co App*
Mortgage
 
HP Facility
 
Overdraft
 
Retail Accounts
 
Other
 
* Please indicate (tick() in the applicable box) whose name is the asset or libility
SECTION H - DECLARATION
The Bank being a member of the Banking Council of South Africa wishes to inform yiou that all information regrding yiour personal and financial matters is treated as strictly confidential. To enable the Bank to offer you a full range of services and products suited to your needs, we require your consent to utilise your personal inforamtion within the Group and to communicate to you on an on-going basis.
If yes, plese () the option of your choice

I/We hereby consent to the above

The purchase price is solely for the purchase of the fixed property and includes none of the following costs:

* Amounts to be repaid to me bye the seller or the estate agent or to be paid on my behalf by either of these parties.

* Cost of movables/furnishings

* Legal tranfer or bond registration costs

Deposit or contribution thereof

* Any other amounts

I/We hereby authorise the Bank to furnish or to disclose any informaiton arising from any agreement entered into with the Bank to any credit Bureau

I/We hereby withhold consent and fully understand the implications and famifications of my/our decision and will not hold relevant financial Institution responsible ofr financial advice and offers that I/We have not received

I/We
declare that to the best of my/our knowledge and belief the particulars set out in this application are true and correct and that no information which might affect the decision of the Bank has been withheld.

I/We acknowledge that I/We shall be liable for any fees and wasted costs incurred by the bank and attorney(s) in the event of me/us withdrawing form the loan granted.

I/We acknowledge that some of the information furnished by me/us in this form in the course of granting the loan or the registration of any bond in conncetion therewith, may be disclosed to persons who are not in the employ of the Bank whose services will be utilised by the Bank and I/We therefore consent to the Bank disclosing such information to any such persons
   
 
 

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